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The Other Shoe Just Dropped: Cyber Insurer Sues in Oregon to Avoid First Party Benefits for Malware Event

Jan 29, 2016

By Seth Row

Practical Insights, The Northwest Policyholder

Those who follow the fast-moving growth of cyber-insurance as a product have been waiting for the other shoe to drop: coverage litigation, particularly about the many loopholes and limitations in first-party coverage for data breaches and similar eve...

MNG&D Breakfast Roundtable: Insurance Coverage

Jan 26, 2016

By Seth Row

The Northwest Policyholder

Insurance Coverage: Strategies to Protect Your Business Please join us in our Portland office on Wednesday, February 24, 2016 for this no-cost roundtable discussion of practical tips for using insurance to manage risk to your business. The program...

Insurer Sues to Terminate Defense of Premera Cyber Breach

Dec 11, 2015

By Seth Row

Legal Developments—Washington, The Northwest Policyholder

On December 8, 2015 an insurer for Premera Blue Cross sued to terminate its defense obligation (and any indemnity obligation) in a class-action lawsuit involving the theft of 11 million medical records. We have previously reported on the massive...

Oregon Supreme Court Overrules 40-Year Precedent on Covenant Judgments

Nov 19, 2015

By Seth Row

Legal Developments - Oregon, The Northwest Policyholder

Good news for policyholders today from the Oregon Supreme Court: the court overruled the 42-year-old Stubblefield decision, making it much easier for defendants in litigation to protect themselves if their insurance company fails to reach a reasonabl...

Confluence of "Cyber" Events Has Directors & Officers Concerned About Coverage

Sep 23, 2015

By Seth Row

Practical Insights, The Northwest Policyholder

Three "cyber"-related events in the last month have made corporate directors and officers sit up and take notice when it comes to cyber breaches and cyber coverage. First, the Third Circuit's decision in Federal Trade Commission v. Wy...

New Oregon Decision Impacts Umbrella Coverage and Additional Insured Status

Sep 01, 2015

By Seth Row

Legal Developments - Oregon, The Northwest Policyholder

A new decision from the Oregon Supreme Court on indemnity agreements may impact one of the most headache-inducing negotiating points in indemnity contracts: "additional insured" coverage under umbrella policies.  Common assumptions about what to...