The Northwest Policyholder
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Does the Causation-Trigger Wording of an Additional Insured Endorsement Matter?
When two companies agree to work together, they will try to allocate the risk of something going wrong to the company that's in the best position to prevent that from happening. For example, in the construction industry a general contractor will usua...
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Considering Employment Practices Liability Insurance? Some Things to Consider.
The upsurge in sexual harassment complaints and gender-based pay discrimination has many employers understandably concerned about their exposure. More and more employers are looking to protect themselves against employment-related claims using Empl...
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Common Gaps in Coverage for Data Security Incidents
Businesses of all sizes are now commonly purchasing "cyber insurance” coverage to protect against financial losses from data security incidents. But these policies—which are not written on standardized forms—can vary widely in what they cover. Here a...
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Allocation-Process Information Shielded by Mediation Privilege, not Available to Insurer: Wash. Fed. Court
In a decision with important implications for "long-tail" environmental contamination coverage claims in the Northwest, a federal court in Washington state has held that information from a confidential "allocation" proceeding in a Superfund site does...
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Will Your Cyber Insurance Cover GDPR Fines & Penalties?
The GDPR, the European Union's Global Data Protection Regulation (GDPR), took effect on May 25. As my colleagues have written, the regulations apply to many US companies that hold data on EU customers, vendors, or employees. Businesses are sti...
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Insurance Coverage & the Cannabis Industry
Properly insuring cannabis businesses, and companies that are involved in the industry but that are not themselves regulated under state cannabis law, can be a tricky undertaking. I recently wrote an article for the Oregon State Bar Cannabis Law Se...
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