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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Guest Feature: Apartment Owners' Liability for Loss of Renters' Personal Data [VIDEO]
In case you missed this last week, our friends at HFO Investment Real Estate have published an excellent video (posted here with permission) featuring an extensive interview with Vice Presidents Heidi Tapasa and Ted Stark of USI Insura...
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Three Takeaways for NW Companies from Recent Cyber-Coverage Events
In the past few months we have seen a few new developments on the cyber-risk frontier, including a court decision in Arizona in the P.F. Chang’s case, and the emergence of social engineering fraud as a stand-alone coverage. Here are three action item...
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Insurance Implications Loom in Oregon's New Negligent-Construction Statute of Limitations
Last Thursday, the Oregon Supreme Court issued its opinion in Goodwin v. Kingsmen Plastering, Inc., 359 Or 694 (2016), holding that the deadline to file a negligent construction-defect claim is two years from the time a plaintiff knew or should hav...
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In Washington, Coverage for Sole Proprietorship Must Include Broad Definition of "Insured"
I ran across a cautionary tale recently in a new Washington federal-court decision in Staheli v. Chicago Insurance Company. The lesson: in Washington, or any other community-property state, a liability policy covering a sole proprietorship must...
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Different Approaches to the Duty to Defend in Oregon and Washington
Oregon and Washington are often viewed as sister states, similar in their climates, policies and attitudes. Yet, while the two states share a border and a uniquely Pacific Northwest culture, their approaches to insurance law differ greatly. In pa...
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From the UP Blog: Portland Harbor Superfund Litigation Has "Super" Implications For Policyholders
I was privileged enough to be invited to write the following guest blog post on May 2, 2016 for the blog of United Policyholders, an advocacy organization for commercial and personal-lines policyholders.  Our firm has had the privilege of writin...
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