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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Washington Court of Appeals Makes It Easier for Policyholders to Tap Excess Coverage
A recent Washington Court of Appeals decision held that “horizontal” exhaustion of primary liability policies was unnecessary to trigger coverage by excess policies. This will make it easier for policyholders to tap excess liability insurance coverag...
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Policyholders Beware: Two CGL Endorsements Seek to Limit Your Liability Coverage (Part 2)
This is Part 2 in our series analyzing newer endorsements to commercial general liability, aka “CGL,” policies, both of which may create serious roadblocks to coverage for Washington policyholders. In this post, we analyze a “defense costs” endorseme...
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Policyholders Beware: Two CGL Endorsements May Limit Your Liability Coverage (Part 1)
Insurers have recently added novel endorsements to commercial general liability, or CGL, policies, both of which may impact a policyholder’s coverage. We have analyzed two that may create serious roadblocks to coverage for Washington policyholders: t...
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Foreign Arbitration Clauses in Insurance Policies: Oregon Federal Court Enforces Clause—A Cautionary Tale for Domestic Businesses
Retailers and product designers in the U.S. commonly require that product manufacturers add the retailer as an “additional insured” on the manufacturer’s liability policies. A major benefit for a retailer of being an “additional insured” is having a...
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Construction Webinar Recap: Understanding Insurance Coverage Issues & Minimizing Liability Exposure
Miller Nash hosted a fantastic panel for its May 18, 2021, “Understanding Insurance Coverage Issues & Minimizing Liability Exposure.” The webinar, part of Miller Nash’s Construction Webinar Series, provided an in-depth discussion and an insider’s pe...
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New Additional Insured Form Gets its First Test in Court: How to Avoid the Pitfalls
When the Insurance Service Office, Inc. (“ISO”) – the organization that drafts the standardized forms used by most insurance companies – revised its standard additional insured endorsement in 2013, it was an open question what effect the revisions wo...
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