The Northwest Policyholder
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Insurance Webinar Series: Insurance Applications: Best Practices and the Consequences of Missteps
Insurance applications are emerging as the first place insurers look to deny coverage. These often-contentious coverage fights are avoidable and, given their increasing frequency, emphasize the need for risk managers and brokers to put renewed fo...
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A Roadmap to Insurance Coverage for the Mother of Toxic Torts: PFAS
What Are PFAS?
Per-and polyfluoralkyl substances (PFAS)—ominously described by some as “forever chemicals” and others as the “mother of toxic torts”—are becoming common household words. As Miller Nash’s Environmental Team explained, PFAS are a group...
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“Take-Home COVID” Claims May Lead to Future Insurance Disputes
Aug 09, 2022
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What Are “Take-Home COVID” Claims?
“Take-home COVID” claims are claims brought against an employer by the spouse or child of an employee who caught COVID-19 in the workplace and brought it home, infecting a spouse or child and causing injuries. These...
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An Alaska Court Goes Fishing for Insurance, Hooking Another Policyholder Win in a Phishing Scam Case
As an update to our March 8, 2022 blog post discussing coverage for phishing scams in the context of Ernst & Haas Mgt. Co. v. Hiscox, Inc., 23 F.4th 1195 (9th Cir. 2022), a new Alaska case relied on Ernst & Haas to find coverage under a similar set o...
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New Decisions Question the Boundaries of Fortuity under California Law
A version of this article was originally published in Law360.
Fortuity is the hallmark of liability insurance, incorporated into insurance policies through the definition of “occurrence.” California law adds an additional layer of complexity to the...
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Livin’ on a Prayer (for Noneconomic Damages in a Coverage Dispute)
Tommy, Bon Jovi fans know, is in trouble. From the opening lines of the song, “Livin’ on a Prayer,” we learn that things are so bad that Tommy’s got his six-string in hock.
The song implies that Tommy is in straits because the union’s been on strike...
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