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Oregon Supreme Court Reverses Insurance Coverage Denial for Contractor in Twigg v. Admiral Ins. Co.
In a long-awaited decision that helps contractors obtain coverage for construction defects, the Oregon Supreme Court in Twigg v. Admiral Ins. Co. 371 Or. 308 (2025)
ruled that coverage under a commercial general liability policy may exist even when t...
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“Take-Home COVID” Claims May Lead to Future Insurance Disputes
Aug 09, 2022
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What Are “Take-Home COVID” Claims?
“Take-home COVID” claims are claims brought against an employer by the spouse or child of an employee who caught COVID-19 in the workplace and brought it home, infecting a spouse or child and causing injuries. These...
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Policyholders Beware: Two CGL Endorsements Seek to Limit Your Liability Coverage (Part 2)
Aug 17, 2021
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This is Part 2 in our series analyzing newer endorsements to commercial general liability, aka “CGL,” policies, both of which may create serious roadblocks to coverage for Washington policyholders. In this post, we analyze a “defense costs” endorseme...
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Policyholders Beware: Two CGL Endorsements May Limit Your Liability Coverage (Part 1)
Jul 22, 2021
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Insurers have recently added novel endorsements to commercial general liability, or CGL, policies, both of which may impact a policyholder’s coverage. We have analyzed two that may create serious roadblocks to coverage for Washington policyholders: t...
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Bankruptcy Risk for Contractors Caught in the COVID Squeeze
The global pandemic has had an unprecedented impact on the economy and the construction industry in particular. This includes supply chain delays and wild fluctuations in the price of building materials like lumber and steel. Just recently, Katerra f...
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New Washington Bill Seeks to Assist Policyholders with COVID-19 Business Income Loss Claims
Feb 01, 2021
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A Washington State Senate bill introduced last week, Senate Bill 5351, takes aim at insurers’ arguments that their policies do not cover losses caused by COVID-19 and/or related closure orders. According to insurers, their promise to pay for business...
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