The Northwest Policyholder
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Coach Lasso and the Washington Court of Appeals Teach How (Not) to Cure an IFCA Violation
In the seventh episode of Ted Lasso, Season 4,1 Coach Chilton sets out to become a better coach (and person) by learning to more frequently say “yes.” Not to anything in particular. To everything. She has taken this advice from an online self-help gu...
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Update: Proposed Amendments to Washington's Insurance Claims Handling Regulations
Shortly after we published Khalid Aziz's post discussing the Washington Office of the Insurance Commissioner’s (“OIC”) proposed changes to the state’s claims-handling regulations, the OIC released an updated version. As promised, our Insurance Recove...
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Proposed Amendments to Washington’s Insurance Claims Handling Regulations
Washington State is already a policyholder-friendly jurisdiction, and the amendments proposed by Patty Kuderer, the newly minted Insurance Commissioner, would only strengthen the protections that Washington law provides to its policyholders. The webs...
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When the Application is the Risk (of Rescission): Don’t Let Your Insurance Application Shred Your Policy
Surprised insurers are unhappy insurers. And unhappy insurers are more likely to resist paying claims. As are insurers who fail to heed their good faith and other obligations to their policyholders.
So if you seek coverage for a loss arising from cir...
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Enterprise Liability Insurer Has Duty to Defend Against a Vendor’s Claim, Even When Presented as an Invoice for “Usage Fees”
In a win for policyholders, a federal court in Washington recently held that an insurer had a duty to defend a technology company against a vendor’s demand for damages it allegedly suffered when hackers accessed software solutions the vendor licensed...
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The Initial Impact of Moody? More Confusion.
Until recently, Oregon courts did not allow policyholders to bring claims against their insurers under Oregon’s Unfair Claims Settlement Practices Act and only allowed tort-based “bad faith” claims in narrow circumstances. This left Oregon policyhold...
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