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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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"Contractors Special Conditions" Endorsement Sets Traps for Policyholders and Defense Counsel
An endorsement that has become common in general contractors' insurance policies can function as a trap for both the policyholder and defense counsel. The "Contractors Special Conditions" endorsement requires that the policyholder must have written...
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Miller Nash Graham & Dunn Represents United Policyholders on Pollution Exclusion in Ninth Circuit
We are honored to represent United Policyholders (a non-profit advocacy organization for policyholders) on an issue of great concern to many of our commercial clients, and in particular those in the construction industry: the scope of the so-called...
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Insurance Coverage Can Help Businesses Impacted by Wildfires or Hurricanes
Many Northwest businesses are being impacted by the wildfires close to home, and also by the hurricanes that have or will hit Texas, Florida and other Gulf states. Can commercial insurance help to mitigate losses from these natural disasters? In many...
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Considering Cyber-Insurance After "WannaCry"? Here Are Things to Consider
Many businesses that previously resisted the urging of their insurance broker or (ahem) legal counsel to buy cyber-insurance are now re-thinking that strategy in the wake of the "WannaCry" ransom-ware attack that has been in the news.  The damag...
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Important Policyholder Win in the Oregon Court of Appeals: Contractors—This Is Good News
On May 10, 2017, the Oregon Court of Appeals made several significant holdings in the appeal of an insurance policy garnishment proceeding. The court of appeals held that a liability insurer's exclusion for multi-unit new residential construction was...
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Reducing Uninsurable Risks Part 1: Reputation—A Guest Post
Note: In the following guest post, Rob Fleming of the Clark Nuber consulting firm provides some guidance on how to manage one of the many "uninsurable" risks: reputational harm. We appreciate Rob's willingness to contribute a guest post to our blog!...
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