The Northwest Policyholder
All Articles
Top Five Cyber Coverage Considerations for Northwest Businesses
Cyber coverage is a frequent topic of conversation among those involved in risk management. Here are my top five things for Northwest businesses to consider, from a coverage lawyer's perspective.
1. Accurately assess your risks....
Continue Reading >
Confluence of "Cyber" Events Has Directors & Officers Concerned About Coverage
Three "cyber"-related events in the last month have made corporate directors and officers sit up and take notice when it comes to cyber breaches and cyber coverage.
First, the Third Circuit's decision in Federal Trade Commission v. Wy...
Continue Reading >
Oregon District Court Provides Clarification on Environmental Coverage Issues
In the most recent opinion in the ongoing Marine Group litigation, Judge Acosta clarified two issues that recur in complex environmental insurance litigation: first, which party has the burden of proving that incurred defense costs were reasonable an...
Continue Reading >
Why You Need More Than Just a Certificate of Insurance
It is common practice for entities such as owners, contractors and design professionals to contractually require another party to provide insurance. The most common method of providing information related to this requirement is through a certificate...
Continue Reading >
New Oregon Decision Impacts Umbrella Coverage and Additional Insured Status
A new decision from the Oregon Supreme Court on indemnity agreements may impact one of the most headache-inducing negotiating points in indemnity contracts: "additional insured" coverage under umbrella policies. Common assumptions about what to...
Continue Reading >
Three Takeaways for NW Companies from Recent Cyber-Coverage Events
In the past few months we have seen a few new developments on the cyber-risk frontier, including a court decision in Arizona in the P.F. Chang’s case, and the emergence of social engineering fraud as a stand-alone coverage. Here are three action item...
Continue Reading >