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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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The Other Shoe Just Dropped: Cyber Insurer Sues in Oregon to Avoid First Party Benefits for Malware Event
Those who follow the fast-moving growth of cyber-insurance as a product have been waiting for the other shoe to drop: coverage litigation, particularly about the many loopholes and limitations in first-party coverage for data breaches and similar eve...
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MNG&D Breakfast Roundtable: Insurance Coverage
Jan 26, 2016
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Insurance Coverage: Strategies to Protect Your Business Please join us in our Portland office on Wednesday, February 24, 2016 for this no-cost roundtable discussion of practical tips for using insurance to manage risk to your business. The program...
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Insurer Sues to Terminate Defense of Premera Cyber Breach
On December 8, 2015 an insurer for Premera Blue Cross sued to terminate its defense obligation (and any indemnity obligation) in a class-action lawsuit involving the theft of 11 million medical records. We have previously reported on the massive...
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Oregon Supreme Court Overrules 40-Year Precedent on Covenant Judgments
Good news for policyholders today from the Oregon Supreme Court: the court overruled the 42-year-old Stubblefield decision, making it much easier for defendants in litigation to protect themselves if their insurance company fails to reach a reasona...
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Confluence of "Cyber" Events Has Directors & Officers Concerned About Coverage
Three "cyber"-related events in the last month have made corporate directors and officers sit up and take notice when it comes to cyber breaches and cyber coverage. First, the Third Circuit's decision in Federal Trade Commission v. Wy...
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New Oregon Decision Impacts Umbrella Coverage and Additional Insured Status
A new decision from the Oregon Supreme Court on indemnity agreements may impact one of the most headache-inducing negotiating points in indemnity contracts: "additional insured" coverage under umbrella policies.  Common assumptions about what to...
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