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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Insurance Coverage Can Help Businesses Impacted by Wildfires or Hurricanes
Many Northwest businesses are being impacted by the wildfires close to home, and also by the hurricanes that have or will hit Texas, Florida and other Gulf states. Can commercial insurance help to mitigate losses from these natural disasters? In many...
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Considering Cyber-Insurance After "WannaCry"? Here Are Things to Consider
Many businesses that previously resisted the urging of their insurance broker or (ahem) legal counsel to buy cyber-insurance are now re-thinking that strategy in the wake of the "WannaCry" ransom-ware attack that has been in the news.  The damag...
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Reducing Uninsurable Risks Part 1: Reputation—A Guest Post
Note: In the following guest post, Rob Fleming of the Clark Nuber consulting firm provides some guidance on how to manage one of the many "uninsurable" risks: reputational harm. We appreciate Rob's willingness to contribute a guest post to our blog!...
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In Extraordinary Ruling, Washington Supreme Court Applies “Efficient Proximate Cause” Rule to Liability Coverage Dispute
On April 27, the Washington Supreme Court created a significant new wrinkle in how courts will approach liability insurance disputes involving policy exclusions. In Xia v. ProBuilders Specialty Insurance Co. RRG, the Court applied the “efficient prox...
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Washington Federal Court Confirms That EPA General Notice Letters Trigger the Duty to Defend
The United States District Court for the Western District of Washington recently held that several insurers breached their insurance contracts when they refused to defend their insureds against letters from the EPA and the Washington State Department...
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Washington Supreme Court Narrows Scope of the Insurance Fair Conduct Act
In a decision issued last week, the Washington Supreme Court narrowed the possible relief available to policyholders who are harmed by insurer misconduct, holding that a claim cannot be brought under the Insurance Fair Conduct Act based on claims han...
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