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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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“Take-Home COVID” Claims May Lead to Future Insurance Disputes
What Are “Take-Home COVID” Claims? “Take-home COVID” claims are claims brought against an employer by the spouse or child of an employee who caught COVID-19 in the workplace and brought it home, infecting a spouse or child and causing injuries. These...
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New Decisions Question the Boundaries of Fortuity under California Law
A version of this article was originally published in Law360. Fortuity is the hallmark of liability insurance, incorporated into insurance policies through the definition of “occurrence.” California law adds an additional layer of complexity to the...
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The Ninth Circuit Hooks a California Policyholder Win Under a Commercial Crime Policy in a Phishing Scam Case
The Ninth Circuit Court of Appeals delivered a policyholder insurance coverage win in a phishing case centered in Long Beach, California (home of our California office), in Ernst & Haas Mgt. Co. v. Hiscox, Inc., 23 F.4th 1195 (9th Cir. 2022). The pan...
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Northwest Data Breach Laws Are Changing—Is Your Cyber Insurance Keeping Up?
Legal requirements for managing consumer data and handling data breaches are changing, so now is a good time to check your cyber insurance to make sure that it is keeping up. New Oregon Law + Proposed Washington Law + California CCPA = Increasing Bu...
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