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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Machine Learning Is Not Your Copilot: AI System Accused of Violating Open Source Copyright Licenses
As previously reported in this space, the Court of Appeal for the Federal Circuit has ruled that an AI machine cannot be an inventor because it is not a “natural person.” You can read those posts here and here. Issues regarding AI and intellectual pr...
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FTC Proposes New Rule to Ban Employment Noncompetes
In the summer of 2021, President Biden signed an executive order that, among other things, asked the Federal Trade Commission (FTC) to consider curtailing the use of employment noncompetes. This week, the FTC answered the call by announcing a notice...
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Third Circuit Finds That Allegation of False Comparative Advertising Triggers Duty To Defend
Most commercial liability policies provide what is known as “personal and advertising injury” coverage, which usually provides coverage for claims that an insured’s advertising defamed or disparaged another person’s or organization’s goods or service...
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New Additional Insured Form Gets its First Test in Court: How to Avoid the Pitfalls
When the Insurance Service Office, Inc. (“ISO”) – the organization that drafts the standardized forms used by most insurance companies – revised its standard additional insured endorsement in 2013, it was an open question what effect the revisions wo...
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Insurer Invokes "Act of War" Exclusion in Cyber Policy, Risking Growth for Coverage
The cyber-insurance world is discussing the ins-and-outs of litigation going on between food manufacturing giant Mondelez International and Zurich over coverage for the ten billion dollar NotPetya cyber attack that crippled several multi-national com...
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Will Your Cyber Insurance Cover GDPR Fines & Penalties?
The GDPR, the European Union's Global Data Protection Regulation (GDPR), took effect on May 25. As my colleagues have written, the regulations apply to many US companies that hold data on EU customers, vendors, or employees. Businesses are sti...
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