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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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An Alaska Court Goes Fishing for Insurance, Hooking Another Policyholder Win in a Phishing Scam Case
As an update to our March 8, 2022 blog post discussing coverage for phishing scams in the context of Ernst & Haas Mgt. Co. v. Hiscox, Inc., 23 F.4th 1195 (9th Cir. 2022), a new Alaska case relied on Ernst & Haas to find coverage under a similar set o...
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New Decisions Question the Boundaries of Fortuity under California Law
A version of this article was originally published in Law360. Fortuity is the hallmark of liability insurance, incorporated into insurance policies through the definition of “occurrence.” California law adds an additional layer of complexity to the...
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Livin’ on a Prayer (for Noneconomic Damages in a Coverage Dispute)
Tommy, Bon Jovi fans know, is in trouble. From the opening lines of the song, “Livin’ on a Prayer,” we learn that things are so bad that Tommy’s got his six-string in hock. The song implies that Tommy is in straits because the union’s been on strike...
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Update: Ninth Circuit Affirms Enforcement of China Venue Clause
As an update to our blog post on June 2, 2021, the Ninth Circuit recently affirmed an Oregon court’s ruling that a venue clause in a Chinese liability policy required that a coverage dispute between an additional insured and Zurich will have to be li...
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Insurance Webinar Series: Panic! at the Firewall: Cyber Incident Response and the Role of Insurance
Cyber incidents are increasing in frequency and severity across all businesses and industries. As the saying goes, it’s not a matter of IF but WHEN an incident will occur. In this webinar we will explore ways that you can manage the impact by prope...
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Understanding Insurance Terms in Construction Contracts
Construction contracts at all tiers usually include terms requiring certain types of insurance, and often contain related provisions about indemnity. This “boilerplate” can be important if a job goes south, so here’s a short explanation of some of th...
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