Carrie A. Mount
About Carrie
Carrie Mount represents commercial policyholders across a wide range of industries, providing counsel and advocacy across myriad coverage lines. She has recovered significant insurance benefits for clients through claim negotiations, mediations, appraisals, and litigation including dispositive motion practice and jury trial.
Carrie is particularly experienced in declaratory actions, extra-contractual liability analysis, including under Washington’s Insurance Fair Conduct Act (“IFCA”) and bad faith law, long-tail claims involving historical policy identification, and multi-carrier coverage towers. Carrie also advises clients on insurance issues in agreements, including vendor contracts and mergers and acquisitions. Her creative problem solving, combined with deep knowledge of insurance coverage law, makes her an indispensable advocate for policyholders.
Carrie is co-leader of the firm’s insurance recovery team.
She is ranked by Chambers USA for Insurance in Washington, by Best Lawyers in both Insurance Law and Commercial Litigation, and was recognized as a Washington Super Lawyers Rising Star.
A frequent speaker on insurance coverage topics at national legal conferences, Carrie enjoys the challenge of crafting compelling presentations and making new connections.
Representative Experience
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Insurance Recovery Plus
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Recovered millions of dollars for a commercial developer in a builder’s risk dispute, securing a favorable appraisal award and subsequent settlement after the insurer contested the scope of covered losses.
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Obtained summary judgment establishing the applicable coverage trigger in a series of liability policies on behalf of a state service provider, unlocking previously denied coverage.
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Coordinated settlement authority from several liability insurers on the eve of mediation, securing a policy limits settlement for a client facing a jury trial that threatened an eight-figure verdict.
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Obtained a favorable settlement on behalf of several restaurants for losses arising from the COVID-19 pandemic.
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Reversed a liability insurer’s wrongful denial of defense coverage and secured ongoing defense for a client facing a class action lawsuit alleging approximately 300,000 putative members.
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Obtained coverage under both a fidelity bond and a cyber policy for a financial services company that suffered significant funds transfer fraud losses, securing recovery across multiple coverage lines.
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Secured summary judgment in a declaratory action that established an insurer’s duty to defend a non-profit organization; obtained a stay of the case and reimbursement of the client’s fees under the Olympic Steamship doctrine.
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Recovered defense costs wrongfully withheld by an insurer that improperly characterized as incurred for “affirmative claims.”
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Client Collaborations
Additional Information
Activities
- American Bar Association
- Co-Chair, Women in Insurance Network Subcommittee andConference, 2025-present
- RIMS, Washington Chapter, Member
- Educational Program & Social Committee, 2025-present
- William L. Dwyer American Inn of Court
- Member, 2025-present
- Executive Board Member, 2020-2025
- King County Bar Association, Member
- Washington State Bar Association, Member
- Construction Law Section
- Oregon State Bar, Member
- Litigation Section
- Associated General Contractors of America, Washington Chapter, Member
Recognition
- Recognized as a “Leader in Their Field” by Chambers USA for Insurance—Washington, 2025-present
- Selected for inclusion in Best Lawyers: Ones to Watch® (Seattle, WA)
- Insurance Law, 2026-present
- Commercial Litigation, 2024-present
- Selected for inclusion as a Washington Super Lawyer—Rising Star, 2023-present
Insights from Carrie
- “When the Application is the Risk (of Rescission): Don’t Let your Insurance Application Shred your Policy,” Miller Nash, The Northwest Policyholder, coauthor (Feb. 2025)
- “Washington Supreme Court Refuses to Narrow Coverage Preserved by a Resulting Loss Clause,” Miller Nash, The Northwest Policyholder (Aug. 2024)
- “Managing Risk: What’s Old, What’s New,” Oregon Restaurant & Lodging Association Magazine, coauthor (Autumn 2022)
- “Livin’ on a Prayer (for Noneconomic Damages in a Coverage Dispute),” Miller Nash, The Northwest Policyholder, coauthor (May 2022)
- “Tricky Insurance Endorsements Can Weaken Your Liability Coverage,” National Association of Minority Contractors—Oregon, NAMC-OR Newsletter, coauthor (Fall 2021)
- “Policyholders Beware: Two CGL Endorsements Seek to Limit Your Liability Coverage (Part 2),” Miller Nash, The Northwest Policyholder (Aug. 2021)
- “Policyholders Beware: Two CGL Endorsements May Limit Your Liability Coverage (Part 1),” Miller Nash, The Northwest Policyholder (July 2021)
- “Vandalism or Looting Impacted Your Business? Insurance Coverage & What to Do Now,” Miller Nash Graham & Dunn, The Northwest Policyholder, coauthor (Jun. 2020)
- “Mediating Insurance Disputes: Paths to Success in Both Underlying and Coverage Mediations,” ABA Litigation Section Insurance Coverage Litigation Committee, CLE Seminar (Mar. 2026)
- “Roundtable Panel: Mediating and Arbitrating Insurance Coverage Matters,” JAMS, panelist (Oct. 2025)
- “Seattle University Alumni Panel: Q&A,” Seattle University, panelist (Apr. 2025)
- “Should It Stay or Should It Go? Discovery in a Declaratory Action When Underlying Litigation is Pending,” ABA Litigation Section Insurance Coverage Litigation Committee, CLE Seminar, copresenter (Mar. 2025)
- “Navigating Complex Applications and Renewals,” American Bar Association, Women in Insurance Network Conference (Oct. 2024)
- “Panic! at the Firewall: Cyber Incident Response and the Role of Insurance,” Miller Nash, Insurance Webinar Series (May 2022)
- “Leveraging Claims Handling Requirements to Get Results,” Miller Nash, Insurance Webinar Series (Feb. 2022)
- “Understanding Insurance Coverage Issues & Minimizing Liability Exposure,” Miller Nash Graham & Dunn, webinar, moderator (May 2021)
- “Understanding Insurance Coverage Issues,” HalfMoon Education, webinar (Mar. 2021)
Outside the Office
When not practicing law, Carrie can be found shuttling her four kids to activities or cooking and baking new recipes. She enjoys visiting Seabrook and the mountains of Washington with her family.