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Bank Law Monitor

A legal blog for the financial services industry

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The “Spooky” Truth Behind AI: IP and Privacy Concerns in Training Bioscience AI Models
To say artificial intelligence, or “AI,” is a hot topic is an understatement. AI, which traces its roots back to Alan Turing’s work in the 1950s, is far from new, and consumers have been using AI in some form for years. Asking Siri for directions to...
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The State of State Privacy Laws: What Businesses Need to Know
Summer days are over and it’s time to hit the books. State legislatures were busy in 2023 making up for the U.S. Congress’s inability to pass a comprehensive privacy law. New Comprehensive State Privacy Laws The Indiana Consumer Data Protection Act (...
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Oregon Joins the Comprehensive State Privacy Law Elite 11
On July 18, 2023, the Oregon governor signed into law SB 619, Oregon’s Consumer Privacy Act (OCPA). OCPA is, in many ways, very similar to the other comprehensive state privacy laws1. However, in keeping with the state motto alis volat propriis (“She...
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The FTC Is INFORMing Businesses That It Plans to Enforce This E-commerce Act
You may have missed it, but the Federal Trade Commission (FTC) hasn’t. On June 27, 2023, the Integrity, Notification, and Fairness in Online Retail Marketplaces for Consumers Act (the INFORM Consumers Act) is live and enforceable. The FTC has been pu...
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This Is Not a Test: The Significant Impacts of the Ireland Data Protection Commission’s Meta Decision
It shouldn’t come as a surprise that the European Data Protection Board (EDPB), through Ireland’s Data Protection Commission (DPC), issued another fine against a large US technology company. What may come as a surprise is the scope of the Meta (fka F...
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My Health My Data: Washington’s Limited but Comprehensive Privacy Law
If you work at a HIPAA-regulated entity, you can stop reading right now. Washington’s My Health My Data Act (MHMD) aims to cover all of the health-related information that consumers believe are protected by some federal law but are not, such as...
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