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Kalin G. Bornemann

I am fully committed to understanding client needs, their organization and culture, and providing practical advice amidst the complexities of the banking industry. I believe that (more often than not) the simplest answer is the right one and I keep my focus on what matters the most. Quotation mark
Kalin G. Bornemann
Kalin G. Bornemann

About Kalin

Kalin Bornemann partners with banks, credit unions, and other financial institutions throughout the western United States. The clients he represents range from small community banks in the Pacific Northwest to large regional banks and credit unions. On a typical day, Kalin counsels clients on matters involving regulatory compliance, operational questions, corporate structure, and vendor contracts. Kalin also works closely with his clients in their strategic planning and helps facilitate mergers and acquisitions, which includes drafting definitive agreements through filings with the bank regulators to ensure smooth transitions.

Representative Experience

  • Banking & Financial Institutions Plus
    • Represented banks throughout the western United States in various mergers and acquisitions (including both acquiring banks and acquired banks), including organizations with branches and operations throughout Washington, Oregon, Montana, Idaho, Utah, Nevada, and California.

    • Successfully formed bank holding companies (with regulatory approval from the Federal Reserve) for multiple community banks and closely held family organizations.

    • Regularly negotiates complex vendor contracts in light of the expectations of the various bank regulators, with a focus on financial technology providers, core processors, and other SaaS platforms.

    • Helped facilitate partnerships with emerging fintech companies by addressing matters involving permissible investments, joint ventures, and regulatory notifications and approvals.

    • Always “on call” to answer general operational questions, including those involving deposit accounts, funds transfers (e.g., wires, ACH transactions, etc.), and other common financial products and services.

    • Worked with banks and credit unions to review and revise client-facing documentation to make client onboarding and client service more enjoyable, including review of treasury management documents and forms, deposit account agreements, and similar documentation.



  • J.D., Gonzaga University, magna cum laude, 2013
    • Associate editor, Gonzaga University Law Review
    • Associate editor, Gonzaga Journal of International Law
  • B.S., University of Wisconsin, Stevens Point, business administration, 2009
  • Pacific Coast Banking School, in partnership with Foster School of Business at the University of Washington, resident program graduate, 2023

Bar Admissions

  • Washington, 2013
  • Wisconsin, inactive

Additional Information

(SITE) Bank Law Monitor Editor (SITE) COVID 19 Contributor


Professional Plus
  • King County Bar Association, Member
  • Washington State Bar Association, Member


  • Selected for inclusion as a Washington Super Lawyer—Rising Star, 2019-present

Insights from Kalin

  • “A Lawyer, Banker, and Regulator Walk into a Baas... Banking as a Service Panel,” IBA, NBA, OBA & WBA 2023 Convention, Panelist (June 2023)
  • “Vendor Contracting,” Internal Client Presentation (Nov. 2019)
  • “Senior Associate Roundtable—Business Development and Marketing Strategies,” Legal Marketing Association Northwest, LMANext Lunch ‘n Learn (Dec. 2018)
  • “Hot Topics for Bank Directors,” Oregon Bankers Association and Washington Bankers Association, Pacific Northwest Bank Leadership Symposium (Dec. 2018)
  • “Negotiating Vendor Terms That Can Bite,” Internal Client CLE (July 2018)
  • “Worth the Fight: Negotiating Vendor Terms That Can Bite,” Northwest Credit Union Association, 2017 Legal Symposium (Dec. 2017)

Outside the Office

Outside of the office, Kalin enjoys staying active and healthy through a variety of activities, including basketball, triathlon, and skiing.

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