Incainti Sofia McDonald
About Sofia
Sofia McDonald is a dedicated associate in the firm’s Financial Services Department, with a focus on both bankruptcy and commercial lending. Leveraging her knowledge of business and bankruptcy law, Sofia provides clients with efficient and tailored solutions to complex financial matters. With a strong emphasis on creditors’ rights, she represents clients in all aspects of restructuring financially distressed businesses, including collection actions, loan modifications and workouts, foreclosures, and receiverships. Additionally, Sofia works with both lenders and borrowers on a variety of financing transactions, handling complex secured and revolving credit loans with precision.
Sofia also serves as a member of the firm’s international practice team, where she focuses on cross-border transactions and export/import issues. In this capacity, she supports clients in navigating the complexities of regulations, assisting in the reduction of liability, and ensuring compliance with ever-evolving laws.
Prior to joining the firm, Sofia worked as a judicial extern for the U.S. Bankruptcy Court for the District of Oregon during law school. There, she analyzed the intersection of probate and bankruptcy law and drafted memoranda for upcoming hearings, gaining invaluable insight into the judicial process.
Committed to expanding access to affordable legal services, Sofia is actively involved in pro bono work. She has helped numerous small nonprofit organizations with entity formation, tax-exempt status applications, and dissolutions, further demonstrating her commitment to the community.
Representative Experience
-
Bankruptcy and Creditor's Rights Plus
-
Represented national rental car company in a state court arbitration regarding a collection matter, obtaining a general judgment based on the arbitration award in favor of the client.
-
Negotiated settlements for numerous clients in various collection matters, leading to payment in full.
-
Represented California-based receiver in connection with the state-court receivership for a Portland Hotel.
-
Represented creditor in nonjudicial foreclosure, leading to payment in full.
-
Represented lender in multimillion-dollar forbearance agreement.
-
-
Financing Plus
-
Represented lending bank in a series of practice loan transactions.
-
Represented borrower in multimillion revolving credit term loan amendments.
-
Represented borrower seeking to pledge LLC interests as collateral.
-
Activities
- Oregon Hispanic Bar Association, Member
- Oregon Women Lawyers, Member
- Oregon State Bar, Member
- International Section, Executive Committee, 2024-present
- Hispanic National Bar Association, Member, 2023-present
- University of Oregon School of Law
- Latinx Law Student Association, Past Coordinator, 2020-2023
- Law of Intellectual Property, Past Communications Director, 2020-2023
- IMPACT Immigration, Board Member & Secretary, 2024-present
- Broadway Rose Theatre Company, Board of Directors, 2024-present
Recognition
- Oregon Merit Scholarship, Recipient
Insights from Sofia
- “Article 12 – Perfection of Security Interests in Controllable Electronic Records,” Miller Nash, Bank Law Monitor (Mar. 2025)
- “To Tariff, or Not to Tariff?” Miller Nash (Feb. 2025)
- “Ninth Circuit Holds the Trustee Has Standing, Not the Employee, to Title VII Claims Rooted in the Pre-Bankruptcy Past,” Miller Nash, Bank Law Monitor (Jul. 2024)
- “What Does ‘Debts of the Kind’ Really Mean?,” Miller Nash, Bank Law Monitor (Jul. 2024)
- “Winding Down and Bankruptcy Options for Nonprofit Entities,” Nonprofit Association of Oregon, coauthor (Mar. 2024)
- “Employer Issues in Bankruptcy,” Miller Nash, Bank Law Monitor (Feb. 2024)
Outside the Office
Outside of the office, Sofia enjoys taste testing different pastas and empanadas while traveling internationally.