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The Northwest Policyholder

A legal blog focused on insurance coverage issues in the Pacific Northwest

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Reducing Uninsurable Risks Part 1: Reputation—A Guest Post
Note: In the following guest post, Rob Fleming of the Clark Nuber consulting firm provides some guidance on how to manage one of the many "uninsurable" risks: reputational harm. We appreciate Rob's willingness to contribute a guest post to our blog!...
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Oregon Employer Liability Ruling Highlights Importance of Additional Insured Status
Earlier this year the Oregon Supreme Court expanded the potential liability of contractors and others for injury to employees of others on a job site, making it more critical than ever for contractors to ensure that they have additional insured prote...
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Guest Feature: Apartment Owners' Liability for Loss of Renters' Personal Data [VIDEO]
In case you missed this last week, our friends at HFO Investment Real Estate have published an excellent video (posted here with permission) featuring an extensive interview with Vice Presidents Heidi Tapasa and Ted Stark of USI Insura...
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Three Takeaways for NW Companies from Recent Cyber-Coverage Events
In the past few months we have seen a few new developments on the cyber-risk frontier, including a court decision in Arizona in the P.F. Chang’s case, and the emergence of social engineering fraud as a stand-alone coverage. Here are three action item...
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The Other Shoe Just Dropped: Cyber Insurer Sues in Oregon to Avoid First Party Benefits for Malware Event
Those who follow the fast-moving growth of cyber-insurance as a product have been waiting for the other shoe to drop: coverage litigation, particularly about the many loopholes and limitations in first-party coverage for data breaches and similar eve...
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Confluence of "Cyber" Events Has Directors & Officers Concerned About Coverage
Three "cyber"-related events in the last month have made corporate directors and officers sit up and take notice when it comes to cyber breaches and cyber coverage. First, the Third Circuit's decision in Federal Trade Commission v. Wyn...
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