The Northwest Policyholder
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Common Gaps in Coverage for Data Security Incidents
Businesses of all sizes are now commonly purchasing "cyber insurance” coverage to protect against financial losses from data security incidents. But these policies—which are not written on standardized forms—can vary widely in what they cover. Here a...
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Considering Employment Practices Liability Insurance? Some Things to Consider.
The upsurge in sexual harassment complaints and gender-based pay discrimination has many employers understandably concerned about their exposure. More and more employers are looking to protect themselves against employment-related claims using Empl...
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In-House Counsel: Take Care in Contracting for Additional Insured Coverage from Foreign Suppliers
Most businesses, and particularly retailers, require that their suppliers name the retailer as an "additional insured" on the supplier's general liability policy. This means that if a customer is injured because of the supplier's product, and the cu...
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"Contractors Special Conditions" Endorsement Sets Traps for Policyholders and Defense Counsel
An endorsement that has become common in general contractors' insurance policies can function as a trap for both the policyholder and defense counsel. The "Contractors Special Conditions" endorsement requires that the policyholder must have written c...
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Insurance Coverage Can Help Businesses Impacted by Wildfires or Hurricanes
Sep 08, 2017
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Many Northwest businesses are being impacted by the wildfires close to home, and also by the hurricanes that have or will hit Texas, Florida and other Gulf states. Can commercial insurance help to mitigate losses from these natural disasters? In many...
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Considering Cyber-Insurance After "WannaCry"? Here Are Things to Consider
Many businesses that previously resisted the urging of their insurance broker or (ahem) legal counsel to buy cyber-insurance are now re-thinking that strategy in the wake of the "WannaCry" ransom-ware attack that has been in the news. The damag...
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