The Northwest Policyholder
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Washington Court of Appeals Makes It Easier for Policyholders to Tap Excess Coverage
A recent Washington Court of Appeals decision held that “horizontal” exhaustion of primary liability policies was unnecessary to trigger coverage by excess policies. This will make it easier for policyholders to tap excess liability insurance coverag...
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Policyholders Beware: Two CGL Endorsements Seek to Limit Your Liability Coverage (Part 2)
Aug 17, 2021
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This is Part 2 in our series analyzing newer endorsements to commercial general liability, aka “CGL,” policies, both of which may create serious roadblocks to coverage for Washington policyholders. In this post, we analyze a “defense costs” endorseme...
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Policyholders Beware: Two CGL Endorsements May Limit Your Liability Coverage (Part 1)
Jul 22, 2021
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Insurers have recently added novel endorsements to commercial general liability, or CGL, policies, both of which may impact a policyholder’s coverage. We have analyzed two that may create serious roadblocks to coverage for Washington policyholders: t...
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New Washington Bill Seeks to Assist Policyholders with COVID-19 Business Income Loss Claims
Feb 01, 2021
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A Washington State Senate bill introduced last week, Senate Bill 5351, takes aim at insurers’ arguments that their policies do not cover losses caused by COVID-19 and/or related closure orders. According to insurers, their promise to pay for business...
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Are Policyholder Wins + New Closure Orders “Game Changers” for NW Business Income Insurance Claims?
Dec 01, 2020
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The last few weeks have seen both ups and downs for companies that are pursuing business income claims. On the upside, two Washington state courts have now held in favor of policyholders, ruling that government shutdown orders can constitute “physica...
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Miller Nash Submits Second Amicus Brief in Support of Business Income Loss Coverage for COVID-19 Losses
Aug 28, 2020
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Our policyholder-side Insurance Recovery Practice Team is proud to represent United Policyholders, Washington Hospitality Association, and National Independent Venue Association in submitting an amicus curiae (friend of the court) brief in opposition...
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